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Equifax, one of the 4 national credit bureaus, recently announced that they were hacked. The breach exposed the names, addresses, social security numbers, and birth dates of over 143 million people. In some cases, driver's license numbers were also exposed. Here's what Jackson County residents need to know:
Am I affected?
Almost certainly, yes. Equifax tracks the credit rating of nearly every adult in the US, which includes nearly every adult resident of Jackson County.
What could happen?
The exposed information could be used by identity thieves to impersonate you and apply for credit cards or loans in your name, steal your tax refund, or commit other fraud. You would be liable for the debts they incur until you can convince creditors that your identity was stolen, which can be a time-consuming process. When the thieves default on the loans, your credit rating could be damaged. The thieves could also use the information against you directly using what they know about you to trick you into giving them money or access to your accounts.
What can I do about it?
For more information, visit the Equifax breach information site at http://EquifaxSecurity2017.com