Apply for FEMA even if you have insurance
Rogue Valley Rebuilds 1675

Apply for FEMA even if you have insurance

Deadline to apply was November 30

The deadline to apply for FEMA assistance was Nov. 30, 2020.  Late applications may be accepted on a case-by-case basis if there are extenuating circumstances (call FEMA at.800-621-3362).  Also, other types of non-FEMA assistance may still be available. Call 211 for a referral to agencies that may be able to help, or check out online list of community resourcesCertain types of disaster loans may still be available from the SBA..

If you did apply by Nov. 30, FEMA may be able to help if:

  • Your insurance settlement was delayed longer than 30 days after you filed a claim.
  • The settlement does not fully cover all your losses and needs.
  • You exhausted the additional living expenses provided in your policy.
  • You cannot locate suitable rental resources in your community.

Take the Following Steps to Make Sure You Get All Eligible Help

  • File your insurance claims for the damage caused by the fires as soon as possible.
  • After you have applied for FEMA assistance, you have 12 months to let FEMA know if your insurance coverage was not enough and you want to be considered for help.
    • To request this insurance-gap assistance, mail FEMA a letter explaining the circumstances to:
      • FEMA Individuals and Households Program,
        National Processing Center,
        P.O. Box 10055
        Hyattsville, MD 20702-8055
      • Or by Fax: 800-827-8112

Questions?  Call the FEMA help line at 800-621-3362.



Documents to download